Home buyers insurance
Secure your UK home purchase with tailored insurance. From protection against sale failures to safeguarding your belongings, find comprehensive coverage for a seamless buying experience.
Brooke Williams
94 posts
Home insurance explained
Understand home insurance excess: compulsory amount set by insurer & optional voluntary excess. Higher excess may lower premiums but affects claim payouts. Varied excess for specific claims like subsidence or water damage.
Do previous claims affect home insurance premiums?
Recent home insurance claims can drive up your renewal premiums. Insurers view frequent claims as higher risk. Other factors like weather incidents and address changes also affect costs. Disclose prior claims to ensure valid coverage. Claims history stays on CUE database for six years.
Loft conversions and home insurance
Discover how loft conversions impact your home insurance. From notifying providers to securing comprehensive coverage, ensure your project is protected every step of the way.
Neighbour property damage and disputes
Unforeseen property damage by neighbours? Navigate disputes with clarity. Learn about home insurance coverage and resolution strategies in this article.
Home insurance no-claims discount explained
Discover the opportunity for a no-claims discount (NCD) on home insurance. Like motor cover, avoiding claims benefits your insurer and encourages handling minor incidents independently
Why home insurance premiums are going up?
UK home insurance costs have surged due to severe weather and rising repair costs. ABI reports a 19% increase in premiums, averaging £375 in Q1 2024. Storms caused £573M in claims, pushing total claims to £2.55B. Properties with flood history saw premiums rise by 117%, straining household budgets.
Top 10 contents only home insurance providers in the UK 2024
We've ranked the top 10 contents-only home insurance providers in the UK for 2024, including ratings from Google, Defaqto, and other review sites:
Top 10 buildings-only home insurance providers in the UK 2024
We've ranked the top 10 buildings-only home insurance providers in the UK for 2024, based on customer satisfaction, coverage, and reviews.