What Buyers and Sellers Need to Know The UK property market has always been subject to fluctuations, but recent trends suggest a new challenge is emerging for both buyers and sellers: property down-valuations. Surveyors and mortgage lenders have increasingly been marking properties below their expected market value, creating a gap...
How They Can Affect Your Insurance Do you have trees near your home? While they add beauty and shade, they can sometimes increase your home insurance costs - especially if they’re growing too close to the building or causing damage. This guide explains what’s usually covered by your...
As the chill of winter sets in, many of us instinctively reach for extra blankets and crank up the thermostat, in the hopes of fending off the creeping cold that settles into our homes. But with energy prices still stubbornly high and environmental concerns becoming an ever-growing priority, this time...
Buying your first home is one of life’s biggest milestones. It’s thrilling, nerve-wracking and sometimes a little confusing. From saving for a deposit to securing a mortgage and collecting the keys, there’s a lot to take in. At Planna, we work with property lenders, insurers, and valuers...
What the UK Government’s Overhaul Means for Buyers, Sellers & the Market Buying property is supposed to be a dream, buying your first home, upgrading to a bigger place, or relocating for work. But for many people, the reality is a long, stressful, costly slog which is frequently dotted...
Energy Performance Certificates (EPCs) are changing and landlords need to pay attention. With the UK’s housing stock under pressure to become more energy efficient and meet climate goals, the government is transitioning to a new Home Energy Model (HEM) under the Future Homes Standard. This change isn’t just...
Property valuation has always been at the heart of the housing and lending market. Whether you’re a buyer, seller, broker, lender or investor, understanding what a property is truly worth is essential. Traditionally, valuations have been the domain of professional surveyors - who are highly trained individuals who conduct...