Home insurance is crucial for safeguarding your property. Costs depend on the type of coverage, property details, and individual circumstances. Explore buildings and contents insurance options, and learn how to lower premiums through improved security and accurate valuations for the best deal.
Unoccupied home insurance provides coverage for your property when it’s vacant for extended periods, beyond the limits of standard policies. It protects against risks like storm damage, fire, and theft, making it essential for homes awaiting sale, renovation, or during long travels.
In the UK, poor workmanship rights are protected under the Supply of Goods and Services Act 1982 and Consumer Rights Act 2015. If terms are breached, you may be entitled to free repairs or replacements. Document issues, contact the builder, and explore ADR or legal steps if needed.
Your roof can suffer damage from storms, impacts, or simply due to age. It's essential to understand what may be covered by your insurance policy and to take steps to prevent your home insurance claim for roof damage from being denied.
If you smell gas, act immediately: open windows, turn off the gas, and leave the property. Call the National Gas Emergency number at 0800 111 999. Always ensure gas appliances are installed and serviced by a Gas Safe registered engineer to prevent leaks and hazards.
Trees can influence your home insurance premiums based on their height and distance from your home. While they add value, risks like falling branches and subsidence are concerns. Regular maintenance and professional surveys can help manage these risks and maintain insurance coverage.
ith 60% of non-homeowners doubting their ability to buy, we explore how rising house prices affect dreams of homeownership. Is owning a home still important? We delve into perceptions, financial challenges, and potential solutions to make homeownership more attainable in today's market.
Home insurance costs have risen significantly since 2023. To save, renew about 29 days before your policy ends for the best rates. Paying annually, boosting home security, and bundling building and contents insurance are also smart ways to lower your premiums and reduce overall expenses.
Discover the costs of building or buying a bin store for your home, including types, benefits, and additional expenses like installation and maintenance. Learn how location impacts pricing and explore FAQs to help you choose the right option.