A property’s condition affects market value, insurance premiums, loan terms, and claims. This article details how addressing structural issues, leaks, and general maintenance preserves value, secures favourable financial terms, and minimises risks for homeowners, landlords, and buyers
We've ranked the top 10 buildings-only home insurance providers in the UK for 2025, based on customer satisfaction, coverage, and reviews.
We've ranked the top 10 contents-only home insurance providers in the UK for 2025, including ratings from Google, Defaqto, and other review sites:
Proactive maintenance is vital for UK landlords to boost rental yields, reduce tenant complaints, and save on long-term costs. By using tools like Planna, landlords can incentivise tenants to assist with upkeep, maximise tax benefits, and protect property value
Home insurance is crucial for safeguarding your property. Costs depend on the type of coverage, property details, and individual circumstances. Explore buildings and contents insurance options, and learn how to lower premiums through improved security and accurate valuations for the best deal.
Unoccupied home insurance provides coverage for your property when it’s vacant for extended periods, beyond the limits of standard policies. It protects against risks like storm damage, fire, and theft, making it essential for homes awaiting sale, renovation, or during long travels.
In the UK, poor workmanship rights are protected under the Supply of Goods and Services Act 1982 and Consumer Rights Act 2015. If terms are breached, you may be entitled to free repairs or replacements. Document issues, contact the builder, and explore ADR or legal steps if needed.
Your roof can suffer damage from storms, impacts, or simply due to age. It's essential to understand what may be covered by your insurance policy and to take steps to prevent your home insurance claim for roof damage from being denied.
If you smell gas, act immediately: open windows, turn off the gas, and leave the property. Call the National Gas Emergency number at 0800 111 999. Always ensure gas appliances are installed and serviced by a Gas Safe registered engineer to prevent leaks and hazards.