Chancel repair liability in England and Wales mandates landowners to aid local church upkeep. Insurance shields against costs and legal fees, preventing homeowners from facing hefty, unforeseen bills. Usually tied to medieval parish church properties.
Home fire insurance shields your property from fire and smoke damage. It covers structural repairs, belongings, and temporary accommodation, ensuring peace of mind in unforeseen emergencies.
Secure your UK home purchase with tailored insurance. From protection against sale failures to safeguarding your belongings, find comprehensive coverage for a seamless buying experience.
Understand home insurance excess: compulsory amount set by insurer & optional voluntary excess. Higher excess may lower premiums but affects claim payouts. Varied excess for specific claims like subsidence or water damage.
Recent home insurance claims can drive up your renewal premiums. Insurers view frequent claims as higher risk. Other factors like weather incidents and address changes also affect costs. Disclose prior claims to ensure valid coverage. Claims history stays on CUE database for six years.
Discover how loft conversions impact your home insurance. From notifying providers to securing comprehensive coverage, ensure your project is protected every step of the way.
Unforeseen property damage by neighbours? Navigate disputes with clarity. Learn about home insurance coverage and resolution strategies in this article.
Discover the opportunity for a no-claims discount (NCD) on home insurance. Like motor cover, avoiding claims benefits your insurer and encourages handling minor incidents independently
UK home insurance costs have surged due to severe weather and rising repair costs. ABI reports a 19% increase in premiums, averaging £375 in Q1 2024. Storms caused £573M in claims, pushing total claims to £2.55B. Properties with flood history saw premiums rise by 117%, straining household budgets.