How much does home insurance cost?

Home insurance is crucial for safeguarding your property. Costs depend on the type of coverage, property details, and individual circumstances. Explore buildings and contents insurance options, and learn how to lower premiums through improved security and accurate valuations for the best deal.

06 Jan 2025 4 min
Home insurance

Do I need to insure an empty home?

Unoccupied home insurance provides coverage for your property when it’s vacant for extended periods, beyond the limits of standard policies. It protects against risks like storm damage, fire, and theft, making it essential for homes awaiting sale, renovation, or during long travels.

30 Dec 2024 2 min

Tackling shoddy building work.

In the UK, poor workmanship rights are protected under the Supply of Goods and Services Act 1982 and Consumer Rights Act 2015. If terms are breached, you may be entitled to free repairs or replacements. Document issues, contact the builder, and explore ADR or legal steps if needed.

23 Dec 2024 3 min

Does Home Insurance Cover Roof Leaks?

Your roof can suffer damage from storms, impacts, or simply due to age. It's essential to understand what may be covered by your insurance policy and to take steps to prevent your home insurance claim for roof damage from being denied.

16 Dec 2024 3 min
Home Safety

What to Do If You Smell Gas in Your Home

If you smell gas, act immediately: open windows, turn off the gas, and leave the property. Call the National Gas Emergency number at 0800 111 999. Always ensure gas appliances are installed and serviced by a Gas Safe registered engineer to prevent leaks and hazards.

09 Dec 2024 2 min
Gardening

How Trees Can Impact Your Home Insurance

Trees can influence your home insurance premiums based on their height and distance from your home. While they add value, risks like falling branches and subsidence are concerns. Regular maintenance and professional surveys can help manage these risks and maintain insurance coverage.

02 Dec 2024 3 min
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