Top 10 contents only home insurance providers in the UK 2024
| Rank | Provider | Google Rating | Defaqto Rating | Key Features | Customer Reviews Summary |
|---|---|---|---|---|---|
| 1 | Admiral | 4.6 | 5 stars | Flexible add-ons, accidental damage cover, personal possessions cover | Positive feedback for comprehensive coverage and customer service. |
| 2 | Direct Line | 4.5 | 5 stars | Three tiers of cover, personal possessions cover, alternative accommodation | Users appreciate straightforward claims process and extensive coverage options. |
| 3 | Aviva | 4.4 | 5 stars | Home emergency cover, legal fees, accidental damage cover | Praised for efficient claims handling and wide range of add-ons. |
| 4 | LV= (Liverpool Victoria) | 4.5 | 5 stars | Discounts for multi-policy holders, up to £150,000 contents cover | Known for excellent customer service and clear policy details. |
| 5 | Tesco Bank | 4.3 | 5 stars | 60 days unoccupied cover, accidental damage, garden contents cover | Customers value affordable premiums and reliable service. |
| 6 | Halifax | 4.2 | 5 stars | Flexible policy options, accidental damage, garden contents cover | Good balance of coverage and cost, with strong customer suppor. |
| 7 | Saga | 4.4 | 5 stars | Personal possessions cover, accidental damage, pet damage cover | Well-rated for customer satisfaction among older adults. |
| 8 | esure | 4.1 | 4 stars | High maximum sum insured, accidental damage cover, legal expenses | Competitive pricing and good customer service feedback. |
| 9 | Swinton Insurance | 4.0 | 4 stars | Personal possessions, accidental damage cover, flexible excess | Positive reviews for flexible policies and customer care. |
| 10 | AXA | 4.2 | 5 stars | Extensive cover options, personal possessions, accidental damage | Customers highlight reliable claims process and extensive coverage options. |
These providers are consistently praised for their comprehensive coverage options, ease of claims handling, and customer service. The Defaqto ratings indicate high-quality policy features and customer satisfaction across the board.