Home insurance costs have risen significantly since 2023. To save, renew about 29 days before your policy ends for the best rates. Paying annually, boosting home security, and bundling building and contents insurance are also smart ways to lower your premiums and reduce overall expenses.
Home insurance costs in the UK vary by property type, location, and age. London has the highest premiums, while smaller cities like Norwich and Swansea are cheaper. Factors like crime rates, flood risk, and rebuild costs impact pricing. Learn how to compare quotes and lower your insurance costs.
Burst pipes can cause serious water damage, making proper home insurance essential. Coverage for water damage, accidental damage, and trace and access may vary by policy. Regular plumbing inspections and quick reporting to insurers are vital for reducing repair costs and ensuring smooth claims.
Maintaining home assets prevents costly repairs, reduces depreciation, and boosts value. Proactive upkeep lowers deferred maintenance liability and increases Return on Maintenance Investment (RoMI). Small actions now save money and protect your home's long-term value.
A property’s condition affects market value, insurance premiums, loan terms, and claims. This article details how addressing structural issues, leaks, and general maintenance preserves value, secures favourable financial terms, and minimises risks for homeowners, landlords, and buyers
We've ranked the top 10 buildings-only home insurance providers in the UK for 2025, based on customer satisfaction, coverage, and reviews.
We've ranked the top 10 contents-only home insurance providers in the UK for 2025, including ratings from Google, Defaqto, and other review sites: