Home insurance
Can you insure a house that you don't own?
Usually you can only insure a home you own, but there are exceptions. We explain insurable interest, when you can insure someone else's home and the types of cover available.
Home insurance
Home insurance
Chancel repair liability insurance
Chancel repair liability can make some landowners in England and Wales pay towards church repairs. We explain how to check whether your property is affected and how chancel repair insurance works.
Home insurance
Fire and home insurance
Fire cover is a key part of home insurance. We explain what's usually covered, the exclusions to watch for, what to do after a fire and the prevention measures that could lower your premium.
Home insurance
Home buyers insurance
Buying a home comes with its own insurance needs. We explain home buyers protection insurance, when you need buildings and contents cover, and how to protect yourself if your purchase falls through.
Home insurance
Home insurance explained
Your excess is what you pay towards any claim. We explain how home insurance excess works, the difference between voluntary and compulsory excess and how to choose the right amount.
Home insurance
Do previous claims affect home insurance premiums?
Recent claims usually push up your home insurance premium. We explain how much prices rise after a claim, whether you must declare past claims and how insurers check your history.
Home insurance
Loft conversions and home insurance
A loft conversion adds space and value, but it also changes your home insurance. We explain how conversions affect your cover and mortgage and the regulations you need to follow.
Home insurance
Neighbour property damage and disputes
When a neighbour damages your property, it can be hard to agree who pays. We explain whether home insurance covers it, how to resolve disputes and the precautions you can take.
Home insurance
Home insurance no-claims discount explained
Like car insurance, home insurance can reward you for not claiming. We explain how no-claims discounts work, how much you could save and how to protect yours.